Long-term Care Insurance: You routinely insure against potential adverse events. Yet the chance of requiring some type of long-term care may be much greater than any other risk. There are many types of solutions and understanding them can be difficult. Our team is here to help.
Retirement Services: We understand that transitioning into retirement can be scary. We have helped hundreds of clients prepare and enter into a retirement worth living. You have a lot of questions and need a plan. We can help.
Investment Portfolio Management: The world is changing fast! The days of buying investments and holding them for 30 years and retiring are probably over in our opinion. The last 15 years show that market volatility is the new “normal”. We specialize in managing investments in this environment and use a “Restrained Tactical Investment Philosophy”. Investment selection can vary year-to-year as themes and markets change, but at no time does your portfolio exceed your “Risk Tolerance”. This type of management allows you to capitalize in some markets while avoiding others all together.
Life Insurance: With so many insurance choices to choose from, permanent and term for example, we are here to help place you in the appropriate product seeking protection. We use cutting-edge software to ensure you are purchasing the right amount of coverage so that your family is well taken care of, while at the same time ensuring that you are not overpaying. As an independent firm, we have access to dozens of the top insurance providers thus further helping ensuring you the best coverage at the best price.
Legacy Planning: Do you want to leave something for the kids, grandkids, your church, or a non-profit organization? Most people see brass plaques with the names of individuals that have helped finance schools, parks or churches and think that these individuals were just extremely wealthy. Nothing could be further from the truth. Most of the money that funds for these society benefiting projects is the result of careful planning. When proper planning takes place, it becomes possible for most people to have a long-lasting legacy.
Estate Planning: Want to transfer wealth from one generation to the next and keep as much of it out of the hands of Uncle Sam as possible? Then it’s time to take a serious look at Estate Planning. Our team is Orange County’s premier service provider when it comes to tackling these issues.
Risk Management: Whether it be planning for an unexpected death or seeking protection of your retirement nest egg from rising healthcare costs and at home care; we have the tools to help. We can help you determine the possible risks and establish a protection plan.
Banking Services: As an independent financial advising firm, free from corporate agendas and sales quotas, we are able to bring our clients some of the most competitive banking services. We have partnered with Axos Bank and offer an FDIC insured checking account with some of the highest rates found in the banking industry. Axos Bank doesn't have brick and mortar locations; thus they are able to pass along the added saving to you, our mutual client. Please call for the latest checking account rates.
Page Disclosures: 
1. Investors should be aware that investing based upon a strategy or strategies does not assure a profit or guarantee against loss.
2. Insurance is a product of the insurance industry. Guarantees are subject to the claims-paying ability of the insurance company and surrender charges may apply if money is withdrawn before the end of the contract. Please keep in mind Insurance companies alone determine insurability, and some people, for their own health or lifestyle reasons, are deemed uninsurable.
3. Banking services offered through Axos Bank. Schiel Wealth Management, Axos Bank, and Independent Financial Group are not unaffiliated.